Why do we believe successful families and businesses work with JWA?

Retirement Planning

Retirement Lifestyle Goal Planning / Guidance

Determine When Clients Can Retire

Analysis of Annual Retirement Contributions

Roth vs Traditional 401(k) Plan Accounts

Retirement Cash Flow Analysis

Safe Withdrawal Rate Analysis / Retirement Income Strategies

RMD Planning / Execution
Retirement Plan Distribution Option Analysis
Social Security Claiming Analysis

Backdoor Roth IRA Strategies
Coordinating Income With Tax-Sensitive Items
Defined Benefit Pension Claiming Analysis
Helping Clients Avoid Financial Fraud
Planning for Housing Transition (CCRC, Assisted Living)

Investment Planning

Asset Allocation Analysis / Adjustments
Asset Location Analysis / Adjustments

How to Invest an Inheritance / Windfall
Employee Stock Purchase Plan Analysis
Handling Concentrated Stock Positions

Creating Investment Policy Statements

Hedging Strategies 
Rebalancing Execution
Rental Real Estate Analysis
Withdrawal Strategies

Moving to Lower-Cost Investments
Paying Off Margin Interest Balances

Estate Planning

Business Succession Planning
Federal Estate Tax Planning / Analysis
Funding of Trusts / Re-Titling Assets
Gift planning
Guidance on Creating / Reviewing the Advance Directive
Guidance on Creating / Reviewing Healthcare Proxy
Guidance on Creating / Reviewing Power of Attorney
Guidance on Creating / Reviewing Will
Guidance on Pre-Nuptial Agreements
Recommendation / Curation of Estate Attorneys
Review Bequest Planning
Review Potential Trust Options
State Estate Tax Planning / Analysis
Surviving Spouse Analysis After the Death of a Client

Insurance Planning

Analysis of Current Permanent Insurance Policies
Curation of Insurance Professionals
Disability insurance Analysis
HDHP w/ HSA Low-Deductible Health Insurance Analysis
Homeowner's Insurance Analysis
Life Insurance Coverage Needs Assessment
Long-Term Care Insurance Analysis
Medicare Analysis
Review Auto Insurance Coverage
Umbrella Insurance Analysis
Workplace Open Enrollment Period Benefits Planning

Tax Planning

Adjusting Strategies for Changes in Tax Policy
Adjusting Tax Withholding/Allowances
Analyzing Options to Maximize QBI Deduction
Capital Gains Harvesting Analysis
Charitable Giving Location Planning
Curation of Tax Professionals
Leveraging College Tax Credits
Reviewing Annual Tax Return
Roth Conversion Analysis
Standard / Itemized Deduction Analysis
Stock Option Planning
Strategies for Accelerating / Deferring Business Income
Tax Bracket Management / 0% Gains Harvesting
Tax Credit Analysis / Opportunities
Tax Loss Harvesting Analysis

Cash Flow Management

Alignment of Spending With Values & Goals
Allocating & Bucketing Cash by Goal
Analysis of Changing Jobs/Salary
Analysis of Financial Support for Loved Ones
Car Buy vs Lease Analysis
Divorce Cash Flow Analysis
Emergency Fund Planning
Expense Analysis To Find Forgotten / Unneeded Expenses
Home Buy Vs Rent Analysis
Optimize Returns on Cash Holdings
Planning for a Sabbatical
Planning for an International Move
Review Personal Credit Cards & Rewards
Setting Cash Balance Targets
Vacation Home Planning

Education Planning

529 Plan Comparison Analysis
Funding Strategies: 529, UTMA, Taxable Accounts, and/or Roth IRA
Support Filling Out the FAFSA Form

College Financial Aid (Merit & Needs-Based) Strategies

Psychology of Wealth

Developing & Envisioning Financial / Life Goals
Financial Coaching for Implementation of a Plan
Identifying Money Scripts
Tracking Financial Life
Support Overcoming Financial Biases
Overcoming the Investment Behavior Gap

Debt Management

Developing & Envisioning Financial / Life Goals
Financial Coaching for Implementation of a Plan
Identifying Money Scripts
Offering Peace of Mind by Tracking Financial Life
Support Overcoming Financial Biases
Overcoming the Investment Behavior Gap